Investment Portfolio Stewardship
- Reviewing your investments and designing a personalized portfolio appropriate to your needs
- Continual monitoring of your investments
- Frequent meetings to: review and evaluate your investment performance, update your overall financial objectives and if necessary, reallocate your portfolio
- Quarterly Statements
- Independent advice from a Certified Financial Planner™
- Recommendations regarding allocations within your employer-provided retirement plans such as 457s, 401(k)s, TSP
- Aggregation of all your accounts to simplify and reduce paperwork
- Independent third party evaluation of your risk tolerance
Tax Reduction Planning
- Comprehensive review of your tax return to highlight opportunities to help maximize tax reduction strategies
- Quarterly review of your tax situation and planning to incorporate any new tax law changes
- Complimentary consultation with your tax preparer
- Recommendations of tax strategies including tax advantaged investments
- Cost basis calculation
Retirement Income & Distribution Planning
- Analysis of your income needs now and in the future
- Analysis of potential estate tax liabilities
- Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living
- Recommendations regarding the most appropriate distribution strategy for your employer retirement plans and IRAs
- Analysis of the beneficiary structure of your retirement plans
- Review the possibilities of converting to a Roth IRA
Family Wealth Planning
- Analysis of your current estate plan and concerns
- Complimentary consultation with your attorney
- Assistance in transferring assets to your Living Trust or other trusts
- Providing guidance with the appropriate and necessary steps in the event of the death of a loved one
- Review of beneficiary designations and asset titling
- Review of your long-term care needs
- Analysis of your insurance needs and concerns
Client Services & Communications
- Newsletter to keep you apprised of the most current planning options
- Quarterly, Semi-Annual or Annual Reviews
- Secure online access to your accounts
- eMoney website to consolidate investments, bank accounts, credit cards, and 401(k) plans
- Special reports on how to help reduce your taxes and other important topics
- Special Gold Medal Service Events (including client education and appreciation events)