Broker Check

Five Years Away From Retirement

Should you be doing

anything different

when you have

Five Years Until Retirement?



The answer is yes! People who don't make any change in their investment portfolio are missing an important step. Many people go directly from the accumulation mode to the distribution mode like this:

This is missing a very important step! What happens if the stock market goes down significantly when you start taking money from your portfolio? You will be forced to take a larger port of your portfolio for income. This could affect how long your portfolio can generate income.

By adding an extra step between accumulation and distribution, you can increase the chances of your portfolio to generate enough income in retirement:

By adding the preservation step, you carve out a portion of your money that will be less turbulent in times of stock market volatility. Give us a call to see how we can help you!